Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15196835
Complaint Overview
Complaint ID: 15196835
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Alabama
ZIP Code: 36330
Date Received: 2025-08-10T12:00:00-05:00
Date Sent to Company: 2025-08-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXXThis CFPB complaint has been filed to request pursuant to FCRA 605B (15 U.S.C. 1681c-2) that you, the TransUnion credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of an auto loan account opened at XXXX XXXX XXXX on XXXX XXXX XXXX under the account number XXXX, an auto loan opened at XXXX XXXX XXXX on XXXX XXXX XXXX under the account number XXXX, an auto loan opened at XXXX XXXX XXXX XXXX on XXXX XXXX XXXX under the account number XXXX, a personal loan opened at XXXX XXXX XXXX. on XXXX XXXX XXXX under the account XXXX, and a collections account opened at XXXX XXXX XXXX on XXXX XXXX XXXX under the account XXXX with a balance of XXXX. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I have attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, or hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. I have attached a copy of FTC Identity Theft Complaint #XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Automobile Dealers, UsedXXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Automobile Dealers, UsedXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXXXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specific\XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specificXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record untiXXXX XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specificXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Automobile Dealers, NewXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specificXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Credit UnionsXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX
Frequently Asked Questions
What is Complaint #15196835 about?
Complaint #15196835 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-10T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.