Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15190242
Complaint Overview
Complaint ID: 15190242
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Maryland
ZIP Code: 210XX
Date Received: 2025-08-09T12:00:00-05:00
Date Sent to Company: 2025-08-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the fraudulent accounts that appear on my Transunion credit report as a result of identity theft. I am a confirmed victim of the Equifax data breach, which exposed sensitive personal information and placed me at increased risk of unauthorized account activity. The following accounts are inaccurately reporting and does not belong to me : Account : XXXX XXXX, Acct # XXXX, Account bal : {$1500.00} Account : XXXX XXXX XXXX XXXX Acct # XXXX, Acct opened XX/XX/XXXX XXXX XXXX XXXX, opened XX/XX/XXXX XXXX, opened XX/XX/XXXX XXXX, opened XX/XX/XXXX XXXX XXXX, amount {$540.00}, XXXX XXXX XXXX XXXX, date filed : XX/XX/XXXX As permitted under the Fair Credit Reporting Act ( FCRA ) XXXX, I am requesting that Transunion block and remove this fraudulent XXXX from my credit file within the required 4 business days. I did not authorize this account, and I am not responsible for any debt or activity associated with it. Attached are the following documents to support my claim : 1. A copy of my government-issued photo ID 2. A copy of my Social Security card 3. Proof of address ( e.g., recent utility bill or bank statement ) 4. A copy of the FTC Identity Theft Report and/or police report ( if applicable ) 5. Notice or documentation showing my information was compromised in the XXXX data breach ( if available ) Per the FCRA, once you receive this information, you are required to : - Block the reporting of this fraudulent account within 4 business days - Notify the furnisher of the blocked information - Not reinsert the item into my file unless I provide written consent or proper verification is provided to me in writing Please send me a written confirmation once this account has been removed or blocked from my credit report.
Frequently Asked Questions
What is Complaint #15190242 about?
Complaint #15190242 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-09T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.