Credit card -- Getting a credit card -- Complaint #15154830
Complaint Overview
Complaint ID: 15154830
Company: TD Bank US Holding Company
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: New Jersey
ZIP Code: 088XX
Date Received: 2025-08-07T12:00:00-05:00
Date Sent to Company: 2025-09-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Target Credit has denied applications that I am fully qualified to have and be approved. Reference XXXX XXXXXXXX APPLCATION DECLINED FOR TOO MANY CREDIT INQUIRIES OF WHICH XXXX ARE TARGET IN THE LAST XXXX MONTHS AS I AM ADVISED TO REAPPLY WHEN I INQUIRED WITH CREDIT SERVICES. CREDIT DISCRIMINATION IS AGAINST THE LAW ESPECIALLY WHEN THE APPLICANT IS FULLY MEETING ALL CREDIT CRITERIA FOR ACCOUNT REQUEST AND FULL APPROVAL. ACCOUNT APPLICATION REQUEST MUST BE APPROVED OR LEGAL ACTION WILL BE TAKEN TO PROTECT MY RIGHTS UNDER FAIR CREDIT ACT AND CREDIT DISCRIMINATION ESPECIALLY TO SOMEONE WITH A XXXX.
Frequently Asked Questions
What is Complaint #15154830 about?
Complaint #15154830 was filed against TD Bank US Holding Company regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2025-08-07T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.