Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15130669
Complaint Overview
Complaint ID: 15130669
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Michigan
ZIP Code: 482XX
Date Received: 2025-08-06T12:00:00-05:00
Date Sent to Company: 2025-08-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint against XXXX XXXX XXXX for reporting a late payment inaccurately on my credit reports. The account in question ( Account # : XXXX ) was initially reported as late in XX/XX/year>, but it has now been changed to show a late payment in XX/XX/year>XXXX across the credit bureaus. This inconsistency violates the Fair Credit Reporting Act ( FCRA ) 607 ( b ), which requires maximum possible accuracy, and raises concern over possible re-aging or mishandling of my payment history. I have disputed this with Experian, XXXX, and XXXX, and I am requesting that the CFPB investigate this matter and require the furnisher and bureaus to provide verifiable documentation or remove the inaccurate late payment entirely. This incorrect reporting is damaging my credit and does not reflect accurate or consistent information.
Frequently Asked Questions
What is Complaint #15130669 about?
Complaint #15130669 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-06T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.