Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15130617
Complaint Overview
Complaint ID: 15130617
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 75149
Date Received: 2025-08-06T12:00:00-05:00
Date Sent to Company: 2025-08-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. Validate Account XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 2. Validate Account XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 3. Validate Account XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 4. Validate Account XXXX XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 5. Validate Account XXXX XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 6. Validate Account XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 7. Validate Account XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 8. Validate Account XXXX XXXX XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 9. Validate Account XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 10. Validate Account XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 11. Validate Account XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 12. Validate Account XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. 13. Validate Account XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Please correct/update this inaccurate information on my credit report. In accordance with the Fair Credit Reporting Act, I hereby request that these items be thoroughly investigated and promptly removed from my credit report. It is my understanding that you will conduct a reevaluation of these items by contacting the creditor responsible for their inclusion. I kindly ask that any information that the creditor is unable to substantiate be expunged. I am aware that as per 15 U.S.C. Sec. 1681i ( a ), they are required to complete this reinvestigation within 30 days of receiving this correspondence.
Frequently Asked Questions
What is Complaint #15130617 about?
Complaint #15130617 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-08-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.