Debt collection -- Took or threatened to take negative or legal action -- Complaint #15130159
Complaint Overview
Complaint ID: 15130159
Company: Southwest Credit Systems, L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to arrest you or take you to jail if you do not pay
State: Texas
ZIP Code: 77034
Date Received: 2025-08-06T12:00:00-05:00
Date Sent to Company: 2025-08-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have no idea who this company is. I have never signed any contract with them or done any business with them. I have filed a police report for identity theft. This company continues to call and email threatening to ruin my credit and jail time if I dont pay them. I am truly in distress and fear for my life safety and freedom.
Frequently Asked Questions
What is Complaint #15130159 about?
Complaint #15130159 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-08-06T12:00:00-05:00.
How did Southwest Credit Systems, L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Credit Systems, L.P.?
Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.