Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15103155
Complaint Overview
Complaint ID: 15103155
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Missouri
ZIP Code: 63033
Date Received: 2025-08-05T12:00:00-05:00
Date Sent to Company: 2025-08-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint about multiple inaccurate, unverifiable, and outdated accounts listed on my credit report. XXXX. XXXX Account is closed but still shows XXXX days late. The reported balance appears active without validation or updated account activity. XXXX. XXXX XXXX XXXX XXXX as a collection or charge-off, but with no payment history or accurate account details. Different bureaus show inconsistent reporting. XXXX. XXXX XXXX XXXX - XXXX charge-off from XXXX that was closed in XXXX but is still being reported. I already disputed this account, yet it was not corrected or removed. I sent formal dispute letters to Experian, TransUnion, and Equifax. I also submitted a report to the FTC. These accounts violate FCRA 605 and 611 due to their obsolete, unverifiable, and inaccurate status. I'm asking the CFPB to ensure they are fully investigated and deleted if not validated.
Frequently Asked Questions
What is Complaint #15103155 about?
Complaint #15103155 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-05T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.