Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15103011
Complaint Overview
Complaint ID: 15103011
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 92011
Date Received: 2025-08-05T12:00:00-05:00
Date Sent to Company: 2025-08-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute inaccurate information related to billing and reporting errors currently reflected on my credit report. These inaccuracies are having a harmful impact on my credit standing and appear to be in violation of the Truth in Lending Act ( TILA ), specifically 15 U.S. Code 1666 ( b ), which mandates that creditors must report payments and credits accurately and in a timely manner. The issues I am disputing include : Payments I made that were not properly recorded or credited Clear calculation errors in the reported account balances Failure to provide the required 21-day notice before payment due dates, rendering any associated late payment marks invalid
Frequently Asked Questions
What is Complaint #15103011 about?
Complaint #15103011 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-05T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.