Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15103004
Complaint Overview
Complaint ID: 15103004
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 28303
Date Received: 2025-08-05T12:00:00-05:00
Date Sent to Company: 2025-08-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft and my credit file with Equifax was accessed over 40 times without my knowledge or permission. These hard inquiries were not initiated by me and violate FCRA 604 ( a ) ( 3 ), GLBA 6801, and XXXX XXXX formatting standards. Notarized identity theft documentation was sent to Equifax, including FTC and police reports, ID, and proof of address. Despite this, Equifax failed to act. This is harming my credit unlawfully and I demand resolutio
Frequently Asked Questions
What is Complaint #15103004 about?
Complaint #15103004 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.