Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15102939
Complaint Overview
Complaint ID: 15102939
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 92602
Date Received: 2025-08-05T12:00:00-05:00
Date Sent to Company: 2025-08-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
ESCALATED COMPLAINT - EQUIFAX WILLFUL FCRA VIOLATIONS This is an urgent escalation regarding Equifax 's deliberate violation of federal consumer protection laws. On XX/XX/year>, I submitted a comprehensive identity theft dispute under FCRA 605B with complete required documentation including FTC Identity Theft Report, government identification, address verification, and full credit report. Federal law mandates Equifax block all fraudulent information within four business days upon receiving proper documentation. As of XX/XX/year> - nearly one month later - Equifax has brazenly ignored this non-discretionary legal obligation and continues displaying stolen identity information on my credit file. The fraudulent entries that remain include XXXX XXXX XXXX account XXXX, XXXX account XXXX, and unauthorized employment references to XXXX and XXXX XXXX. This represents willful noncompliance with FCRA 605B which explicitly requires immediate blocking without investigation or verification. Equifax 's deliberate inaction violates 605B blocking mandates, 607 accuracy requirements, and 616 notification obligations. Their conduct demonstrates reckless disregard for federal law and inflicts continued harm on identity theft victims. I demand immediate CFPB enforcement action against Equifax including substantial monetary penalties for willful violations. Additionally, I request regulatory orders compelling Equifax to immediately block all fraudulent entries, provide written confirmation of blocks, furnish updated credit report showing complete removal, and implement enhanced identity theft victim protections. Equifax 's pattern of ignoring federal mandates requires swift regulatory intervention to protect consumers from ongoing illegal practices and ensure compliance with congressional intent behind 605B protections.
Frequently Asked Questions
What is Complaint #15102939 about?
Complaint #15102939 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.