Vehicle loan or lease -- Getting a loan or lease -- Complaint #15051642

Complaint Overview

Complaint ID: 15051642

Company: Navy Federal Credit Union

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Getting a loan or lease

Sub-Issue: Confusing or misleading advertising or marketing

State: South Carolina

ZIP Code: 29203

Date Received: 2025-08-03T12:00:00-05:00

Date Sent to Company: 2025-08-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I put in a loan to Navy Federal credit Union or XXXX for a new car then I put an alarm for XXXX personal loan they denied that and when I asked him what was the purpose of the denial they couldnt give me no answer or no con and feedback on the loan information but then I asked him what was the required credit score they couldnt give me an answer on that so I feel that the factor is they being biased they pick and choose who they wan na get loans to I even apply for a credit card with them and couldnt get a great interrupted them about the credit card.

Frequently Asked Questions

What is Complaint #15051642 about?

Complaint #15051642 was filed against Navy Federal Credit Union regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2025-08-03T12:00:00-05:00.

How did Navy Federal Credit Union respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Navy Federal Credit Union?

Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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