Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #15031875

Complaint Overview

Complaint ID: 15031875

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: California

ZIP Code: 95376

Date Received: 2025-08-02T12:00:00-05:00

Date Sent to Company: 2025-08-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

TransUnion is reporting false, inaccurate, and unverifiable child support accounts from XXXX XXXX XXXX and XXXX XXXX XXXX. These accounts are not credit obligations, yet they are falsely reported with balances, past due amounts, and payment histories. XXXX does not report any such accounts, proving TransUnions reporting is inconsistent and inaccurate, violating FCRA XXXX ( b ), XXXX, XXXX, and XXXX for obsolete data. I have previously disputed this, and TransUnion falsely marked the dispute as resolved by data furnisher without verification. This also violates XXXX XXXX. XXXX, as government agencies are harming my credit without due process. Reporting public debt as consumer credit is unconstitutional and deceptive. I demand immediate deletion of all child support accounts from my TransUnion credit report and written confirmation of removal.

Frequently Asked Questions

What is Complaint #15031875 about?

Complaint #15031875 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-08-02T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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