Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15030912
Complaint Overview
Complaint ID: 15030912
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 30035
Date Received: 2025-08-02T12:00:00-05:00
Date Sent to Company: 2025-08-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint to dispute and request investigation into inaccurate and damaging information listed on my Experian credit report. Specifically, I am challenging the reporting of charged-off accounts from the following creditors : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX and XXXX XXXX XXXX These entries are negatively impacting my creditworthiness, and I have reason to believe they may be inaccurate, incomplete, or unverifiable. Under the Fair Credit Reporting Act ( FCRA ), particularly 15 U.S. Code 1681i, I have the right to dispute any item on my credit report that I believe to be incorrect. This section requires that consumer reporting agencies conduct a reasonable reinvestigation to verify the accuracy of disputed information. I have already contacted the original furnishers and requested validation of these debts, and I now ask the CFPB to ensure that Experian and the listed creditors are complying fully with federal law. I respectfully request your assistance in reviewing and resolving this matter.
Frequently Asked Questions
What is Complaint #15030912 about?
Complaint #15030912 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.