Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15012971
TransUnion Credit Report Error Resolved Without Monetary Compensation
Complaint Overview
Complaint ID: 15012971
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33056
Date Received: 2025-07-31T12:00:00-05:00
Date Sent to Company: 2025-07-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a successful dispute without financial loss.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account information
AI Analysis
CFPB complaint 15012971 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account information on their credit report with TransUnion, which was closed with non-monetary relief. The complaint was received on July 31, 2025 from Florida. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly with the credit bureau.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) mandates that credit reporting agencies investigate disputes regarding inaccurate information.
Regulatory Insight
This case highlights the FCRA's requirement for credit bureaus to correct errors, even if it doesn't involve financial restitution.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Florida, consumers have rights under state and federal laws to ensure the accuracy of their credit reports.
Industry Comparison
This is a common issue within the credit reporting industry, where disputes over account information are frequently filed.
Related Issues
Frequently Asked Questions
What is CFPB complaint 15012971 about?
CFPB complaint 15012971 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account information incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on July 31, 2025.
Which company is complaint 15012971 filed against?
Complaint 15012971 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 15012971?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 15012971 filed?
Complaint 15012971 was received by the CFPB on July 31, 2025. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on July 31, 2025.
What state was complaint 15012971 filed from?
Complaint 15012971 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 15012971?
Dispute information is not available for complaint 15012971.
What product category is complaint 15012971 about?
Complaint 15012971 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 15012971 submitted?
Complaint 15012971 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 15012971?
The Fair Credit Reporting Act (FCRA) mandates that credit reporting agencies investigate disputes regarding inaccurate information. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 15012971 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 15012971?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a successful dispute without financial loss.
What regulatory actions apply to complaint 15012971?
This case highlights the FCRA's requirement for credit bureaus to correct errors, even if it doesn't involve financial restitution. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 15012971?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly with the credit bureau.
Are there state-specific protections for complaint 15012971?
In Florida, consumers have rights under state and federal laws to ensure the accuracy of their credit reports. This complaint was filed from Florida.
How does complaint 15012971 compare to industry norms?
This is a common issue within the credit reporting industry, where disputes over account information are frequently filed.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically means the inaccurate information was corrected or removed from the credit report, rather than the consumer receiving a financial payout.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.