Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15012684
Complaint Overview
Complaint ID: 15012684
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 32935
Date Received: 2025-07-31T12:00:00-05:00
Date Sent to Company: 2025-07-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My name is XXXX XXXX XXXX - SS # is XXXX - DOB XXXX XX/XX/XXXX This complaint is being submitted to the consumer Financial Protection Bureau XXXX CFPB ), to formally request enforcement of my rights under FCRA XXXX ( XXXX U.S.C. XXXX ). I am asking the CFPB to require TransUnion, Equifax, and Experian to block the fraudulent information appearing on my consumer credit report that is the result of identity theft and fraud. Under the law, these reporting agencies are required to block such information within XXXX business days of receiving my request and supporting documents. The following items are fraudulent, inaccurate, and falsely attributed to me : XXXX ) XXXX / Account Number : XXXX / page XXXX XXXX ) Discover Card / Account Number : XXXX /page XXXX XXXX ) BRCLYSBANKE / Account Number : XXXX / page XXXX XXXX ) XXXX Card / Account Number : XXXX / page XXXX XXXX ) XXXX / Account XXXX : XXXX / page XXXX XXXX ) XXXX Card / Account Number : XXXX / page XXXX XXXX ) XXXX Card / Account Number : XXXX / page XXXX List of Fraudulent Hard Inquiries XXXX. XXXX of XXXX XX/XX/XXXX XXXX. XXXX XXXX XX/XX/XXXX XXXX. XXXX XX/XX/XXXX XXXX. XXXX XXXX XX/XX/XXXX XXXX. SERVICE FIN XX/XX/XXXX These accounts have also resulted in fraudulent hard inquiries and collections that appear on my XXXX credit report. I have attached the following documentation for your review : A copy of my XXXX credit report showing the disputed items A copy of my FTC Identity Theft Criminal Complaint # XXXX ( proof that these items are the result of identity theft and fraud ) I do not recognize the accounts, collections, or inquiries listed above. These items were not opened, made, or initiated by me, and are the result of identity theft and fraud. I request that these items be permanently blocked and removed from my consumer credit report maintained by you, in accordance with FCRA XXXX.
Frequently Asked Questions
What is Complaint #15012684 about?
Complaint #15012684 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-31T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.