Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14987247
Complaint Overview
Complaint ID: 14987247
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 32305
Date Received: 2025-07-30T12:00:00-05:00
Date Sent to Company: 2025-07-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/scrub>/2025, I sent a formal written dispute directly to XXXX XXXX XXXX regarding this account. As of today, more than 30 days have passed, and I have received * * no response, investigation results, or verification * * from them. This failure to respond within the time required by the Fair Credit Reporting Act ( FCRA 623 and 611 ) renders the account * * unverifiable * *. Additionally, the original reporting contained factual inaccuracies, including an early charge-off before the standard 180-day period and inconsistent or missing payment data.
Frequently Asked Questions
What is Complaint #14987247 about?
Complaint #14987247 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.