Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14936353
Complaint Overview
Complaint ID: 14936353
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 78613
Date Received: 2025-07-28T12:00:00-05:00
Date Sent to Company: 2025-07-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally disputing the accuracy of the following negative items which appear on my Equifax credit report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Charged off XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Repossession XXXX XXXX XXXX XXXX XXXX XXXX XXXX Charged off XXXX XXXX XXXX XXXX XXXX / Written off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Written off Despite my attempts to correct these inaccuracies, the bureaus have continued to report them, which negatively impacts my creditworthiness. Pursuant to the Fair Credit Reporting Act ( FCRA 611, 15 U.S.C. 1681i ), please conduct a full reinvestigation within 30 days. If the information can not be verified as accurate, please delete or correct it promptly. Once complete, please provide me with a written statement of results and an updated credit report.
Frequently Asked Questions
What is Complaint #14936353 about?
Complaint #14936353 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.