Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14936278
Complaint Overview
Complaint ID: 14936278
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Idaho
ZIP Code: 83705
Date Received: 2025-07-28T12:00:00-05:00
Date Sent to Company: 2025-07-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing inaccurate payment history reporting by Equifax regarding my XXXX XXXX account ( ending in XXXX ). Equifax is reporting the account as 3060 days late in XX/XX/year> and beyond. However, I have provided XXXX XXXX statements from XXXX XXXX showing consistent payments and no such delinquency. Additionally, my XXXX and XXXX reports do not reflect any 60-day delinquency, and in some cases show the account as paid on time. I have submitted a formal dispute to Equifax, but their platform currently shows the case as under investigation and does not allow me to submit supplemental comments or evidence. I am submitting this complaint to ensure Equifax fully reviews the attached documentation, including my billing statements and screenshots from all three bureaus. I am requesting Equifax correct the payment history for this account or delete the inaccurate reporting if it can not be properly verified, in accordance with my rights under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i.
Frequently Asked Questions
What is Complaint #14936278 about?
Complaint #14936278 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.