Credit card -- Getting a credit card -- Complaint #14913139
Complaint Overview
Complaint ID: 14913139
Company: Experian Information Solutions INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: Nevada
ZIP Code: 89122
Date Received: 2025-07-27T12:00:00-05:00
Date Sent to Company: 2025-07-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
After the XXXX XXXX XXXXata breach, multiple inaccurate and potentially fraudulent accounts appeared on my credit reports. I did not open or authorize any of these accounts. These include accounts from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX In addition, my credit report lists incorrect personal information such as outdated addresses, multiple name variations, and an employer I have never worked for. I submitted a formal dispute to the credit bureaus with documentation verifying my identity and current address. I have requested the removal of all inaccurate accounts and corrections to my personal information under the Fair Credit Reporting Act ( FCRA ). I am awaiting confirmation that these actions have been taken.
Frequently Asked Questions
What is Complaint #14913139 about?
Complaint #14913139 was filed against Experian Information Solutions INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2025-07-27T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.