Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14912476
Complaint Overview
Complaint ID: 14912476
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30318
Date Received: 2025-07-27T12:00:00-05:00
Date Sent to Company: 2025-07-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Date : XX/XX/year> Subject : Dispute of Inaccurate Credit Card Entry Request for Removal Re : Account XXXX XXXX XXXX XXXX XXXX XXXX reported by XXXX XXXX XXXX To Whom It May Concern, I am writing to formally dispute the accuracy of a credit card account appearing on my credit report. The entry, reported by XXXX XXXX XXXX, under account number XXXXXXXX XXXX XXXX XXXX XXXX, is either : Incorrectly reported Past the reporting limit for negative information ( over XXXX XXXX XXXX ) I respectfully request that you investigate this entry and remove it if it can not be verified or if it is outdated and should no longer be reported under the Fair Credit Reporting Act ( FCRA ). Reasons for Dispute : The account contains outdated or inaccurate information. The account is negatively reported and more than XXXX XXXX XXXX. Attached are documents supporting my dispute, including : A copy of my photo ID and proof of address Please complete your investigation within XXXX days and provide written confirmation of the outcome. Also, please send me a copy of my updated credit report reflecting any changes made. Thank you for your time and assistance. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #14912476 about?
Complaint #14912476 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-27T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.