Debt collection -- Took or threatened to take negative or legal action -- Complaint #14894264
Complaint Overview
Complaint ID: 14894264
Company: Ulrs, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Texas
ZIP Code: XXXXX
Date Received: 2025-07-25T12:00:00-05:00
Date Sent to Company: 2025-08-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The company CREDIT COLLECTION BUREAU - put a false collection account on my personal credit report from a company debt which had no personal ties that was disputed by us back in XXXX. This is a debt that the company does not owe and has nothing to do with me personally, yet somehow they put a negative mark on my credit report with completely false information. On my personal credit report they also state the account was from XXXX, this is materially false again - it has nothing to do with me personally and it has to do with a company dispute from XXXX. This company is submitting false information to credit bureaus in order to force people to pay debts that have nothing to do with them.
Frequently Asked Questions
What is Complaint #14894264 about?
Complaint #14894264 was filed against Ulrs, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-07-25T12:00:00-05:00.
How did Ulrs, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ulrs, INC.?
Yes, visit the Ulrs, INC. company profile at readthecomplaint.com/company/ulrs-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.