Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14819262
Complaint Overview
Complaint ID: 14819262
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30132
Date Received: 2025-07-22T12:00:00-05:00
Date Sent to Company: 2025-07-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Experian, Equifax and TransUnion has allowed this scam of a company by the name of XXXX XXXX XXXX report a account on my credit file that I know nothing about. I called them and was hung up on several times. If this account is not removed there will be a problem. I never had any dealing with this company. I read online this scamming company just reporting anything to everyone 's credit file. Why hadn't Experian, Equifax and TransUnion request verifying information from this scamming company. They are damaging my credit file I never received anything in the mail from this company nor signed any type of agreements or contracts. I never received a debt validation letter or anything. This company can not just report an account that's not associated with me to my credit file. I will sue everyone for allowing this company to report this account. This is a violation 15 USC 1692g states this debt must be validated and verified. This company should be shut down for hurting consumers credit file.i want this account removed asap
Frequently Asked Questions
What is Complaint #14819262 about?
Complaint #14819262 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-22T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.