Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #14749471
Complaint Overview
Complaint ID: 14749471
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 76140
Date Received: 2025-07-18T12:00:00-05:00
Date Sent to Company: 2025-07-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute and demand the immediate removal of unauthorized and fraudulent inquiries and accounts that appear on my credit report. These inquiries were made without my knowledge, consent, or legal authorization and are in direct violation of the Fair Credit Reporting Act ( FCRA ), specifically : 15 U.S.C. 1681b Permissible purposes for obtaining a consumer report 15 U.S.C. 1681s-2 ( FCRA Section 623 ) Duties of furnishers to provide accurate information 15 U.S.C. 1681c-1 Blocking of information due to identity theft 15 U.S.C. 1681c-2 Procedure for blocking fraudulent data from consumer reports As a consumer, I have not authorized the listed inquiries, and they were not initiated by me. Under FCRA 1681b, a consumer report may only be accessed with a permissible purpose and my express authorization. Since these inquiries were neither authorized nor legitimate, they constitute a violation of my consumer rights. Furthermore, I assert my rights under FCRA 1681c-1 and 1681c-2 to have this information blocked as a result of identity theft or fraud. I am including documentation to support my claim, including a copy of my ID, proof of address, and a highlighted copy of my credit report showing the fraudulent inquiries.
Frequently Asked Questions
What is Complaint #14749471 about?
Complaint #14749471 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-07-18T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.