Debt collection -- Attempts to collect debt not owed -- Complaint #14675983
Complaint Overview
Complaint ID: 14675983
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Carolina
ZIP Code: 27217
Date Received: 2025-07-15T12:00:00-05:00
Date Sent to Company: 2025-07-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Consumer Financial Protection Bureau, I am writing to formally dispute inaccurate information that is currently being reported on my credit profile. I have already contacted the relevant credit reporting agency/agencies and the furnisher of the data, but the matter remains unresolved. The inaccurate item ( XXXX ) include : Creditor Name : Transworld Systems Inc. Account Number ( if available ) : Description of Error : on my credit report that i have a balance for resident that I didn't in showing on my credit report as being inaccurate, ask could it be removed. This information is incorrect, and its continued presence on my credit report is negatively affecting my creditworthiness. I have enclosed my address which substantiates my claim. Under the Fair Credit Reporting Act ( FCRA ), I am requesting that the CFPB investigate this matter and take appropriate action to ensure the removal or correction of the inaccurate information. Please confirm receipt of this letter and inform me of any updates or steps I may need to take in the resolution process. Thank you for your attention to this important matter. I appreciate your help in protecting the accuracy of my credit file. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14675983 about?
Complaint #14675983 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-07-15T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.