Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14653208
Complaint Overview
Complaint ID: 14653208
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30016
Date Received: 2025-07-14T12:00:00-05:00
Date Sent to Company: 2025-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am submitting a final dispute regarding an account being reported by XXXX XXXX ( Account # XXXX ). I originally submitted my dispute in XX/XX/XXXXXXXX and included my valid ID and proof of address. Despite this, I have received no response, and the account is still actively reporting on my credit file. Under FCRA 1681i, you are required to reinvestigate any disputed account and delete it if unverifiable. Under FCRA 1681s-2 ( b ), furnishers are required to respond to disputes with proper documentation. XXXX XXXX has failed to do either. I am demanding the immediate deletion of this account from my credit report or a complete method of verification with supporting documents. Failure to act will result in formal complaints being filed with the CFPB, FTC, and the Georgia Attorney Generals Office. Sincerely, XXXX XXXX XXXX : XX/XX/XXXXXXXX SSN ( Last 4 ) : XXXX Address : XXXX XXXX XXXX, XXXX, GA XXXX Email : XXXX XXXX
Frequently Asked Questions
What is Complaint #14653208 about?
Complaint #14653208 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.