Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14653120
Complaint Overview
Complaint ID: 14653120
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30318
Date Received: 2025-07-14T12:00:00-05:00
Date Sent to Company: 2025-07-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX unit XXXX XXXX, GA XXXX XX/XX/year> XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Re : Account Number XXXX XXXX XXXX XXXX XXXX Amount : {$37000.00} To Whom It May Concern, I am writing in response to your communication dated XX/XX/year> regarding an alleged debt tied to account number XXXX XXXX XXXX XXXX XXXX Pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I request that you validate this debt. Specifically, please provide in writing : The name and address of the original creditor and the current creditor. The original account number and your account reference number. An itemized statement showing the principal balance, interest, fees, and total amount claimed. A copy of the original contract or agreement that I signed. Documentation proving you are authorized and licensed to collect debt in Georgia. Verification of the date the debt was incurred, the date of last payment, and any judgments ( if applicable ). I am disputing the validity of this debt and request that all collection activity ceaseincluding contacting me and reporting to credit bureausuntil you provide the requested validation. If you do not validate this debt within 30 days of receipt, you must stop all collection efforts and delete any reporting to credit bureaus related to this account. Once I receive validation, I will review the information and respond accordingly. Until then, I consider this debt to be disputed. Please send all correspondence to the address above via certified mail. Thank you for your prompt attention. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #14653120 about?
Complaint #14653120 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.