Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14653075
Complaint Overview
Complaint ID: 14653075
Company: Synerprise Consulting Services, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 75068
Date Received: 2025-07-14T12:00:00-05:00
Date Sent to Company: 2025-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a formal complaint and cease and desist request regarding Synerprise Consulting, who is attempting to collect on Account # XXXX without properly validating the alleged debt. Despite my written request for validation, the company has only provided generic account statements and documents that do not prove ownership or contractual liability. Under the Fair Debt Collection Practices Act ( FDCPA ) : 15 U.S.C. 1692g A debt collector must validate a debt upon request. 15 U.S.C. 1692c If a consumer refuses to pay or requests no further contact, all communication must cease. 15 U.S.C. 1692e ( 3 ) It is unlawful to falsely imply legal representation or misrepresent authority. Synerprise has failed to comply with these laws and continues to engage in collection activity without proof or legal jurisdiction. I am demanding validation of the alleged debt within 30 days, or the account must be deleted and all collection activity stopped immediately. Continued contact or misrepresentation will result in further complaints and possible legal action under FDCPA 813 ( 15 U.S.C. 1692k ), which allows for up to {$1000.00} per violation plus damages and attorneys fees.
Frequently Asked Questions
What is Complaint #14653075 about?
Complaint #14653075 was filed against Synerprise Consulting Services, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-14T12:00:00-05:00.
How did Synerprise Consulting Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Synerprise Consulting Services, INC.?
Yes, visit the Synerprise Consulting Services, INC. company profile at readthecomplaint.com/company/synerprise-consulting-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.