Debt collection -- Attempts to collect debt not owed -- Complaint #14627361
Complaint Overview
Complaint ID: 14627361
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 75078
Date Received: 2025-07-13T12:00:00-05:00
Date Sent to Company: 2025-07-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, This is a formal dispute. I reviewed my credit reports and noticed several accounts that I did not open or authorize. I am a victim of identity theft, and these accounts are showing up fraudulently under my name. I have included my official FTC Identity Theft Report as proof and am demanding the immediate removal of these accounts. These accounts are not mine. They were either opened without my permission or are being reported inaccurately. These same student loan accounts have already been deleted from Equifax, which proves that they are invalid and being reported inconsistently. This is a violation of FCRA, XXXX XXXX, and e-OSCAR standards, and I am requesting their removal under FCRA XXXX XXXX, XXXX, and XXXX ( b ). Disputed Accounts : XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX Status : Charged Off {$2400.00} Past Due Balance : {$2400.00} Last Payment Date : XX/XX/XXXX Credit Limit : {$2000.00} Issue : Fraudulent / Inaccurate XXXX. XXXX XXXX XXXX XXXX XXXX Opened : XX/XX/XXXX Closed : XX/XX/XXXX Original Balance : {$2500.00} Status : Paid / Closed Issue : Unknown account origin requesting wet signature XXXX. XXXX XXXX XXXX XXXX XXXX ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$2000.00} Past Due : $ 156 Monthly Payment : {$19.00} Status : Open Issue : Fraudulent XXXX. XXXX XXXX XXXX XXXX XXXX ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$1000.00} Past Due : $ 86 Monthly Payment : {$10.00} Status : Open Issue : Fraudulent XXXX. XXXX XXXX XXXX XXXX XXXX ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$1800.00} Past Due : $ 154 Monthly Payment : {$19.00} Status : Open Issue : Fraudulent XXXX. XXXX XXXX XXXX XXXX XXXX ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$3600.00} Past Due : $ 270 Monthly Payment : {$33.00} Status : Open Issue : Fraudulent XXXX. XXXX XXXX XXXX XXXX XXXX ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$1800.00} Past Due : $ 148 Monthly Payment : {$18.00} Status : Open Issue : Fraudulent XXXX. Dept of XXXX / Aidvantage ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$1800.00} Past Due : $ 142 Monthly Payment : {$17.00} Status : Open Issue : Fraudulent XXXX. XXXX XXXX XXXX XXXX XXXX ( Student Loan # XXXX ) Opened : XX/XX/XXXX Balance : {$130.00} Past Due : $ 10 Monthly Payment : {$1.00} Status : Open Issue : Fraudulent These accounts are showing inconsistent information across bureaus and are causing real harm. As already mentioned, Equifax has removed these, confirming that they are inaccurate. I am requesting full deletion of these accounts, and also demand original signed ( wet signature ) documentation for every XXXX of them. If you can not provide that, under FCRA XXXX, XXXX, and other applicable sections, you are legally required to delete them. This needs to be completed within XXXX calendar days from receipt of this letter. I will escalate to additional legal channels if this matter is not resolved immediately. Attached : FTC Identity Theft Report Copy of my ID Proof of address Credit report highlighting all disputed accounts Thank you for your prompt attention to this matter. I expect confirmation once these accounts are removed
Frequently Asked Questions
What is Complaint #14627361 about?
Complaint #14627361 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-07-13T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.