Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14627086
Complaint Overview
Complaint ID: 14627086
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Georgia
ZIP Code: 30052
Date Received: 2025-07-13T12:00:00-05:00
Date Sent to Company: 2025-07-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint because the major credit bureaus ( Equifax, Experian, and TransUnion ) are reporting a false bankruptcy on my credit report. This bankruptcy does not belong to me. It appears this information was mistakenly added due to having the same name as my father, but I am a XXXX, and the bankruptcy in question pertains to him, not me. I have already disputed this false bankruptcy multiple times with the credit bureaus. Additionally, XXXX, the third-party furnisher of this information, has acknowledged the error and attempted to have the credit bureaus remove it. Despite this, the credit reporting agencies have failed to correct or remove the inaccurate entry, causing me ongoing harm. This is a violation of the Fair Credit Reporting Act ( FCRA ), which requires credit bureaus to ensure the maximum possible accuracy of the information they report and to correct any inaccurate or unverifiable information in a timely manner. I am requesting the CFPB to investigate this matter, ensure the false bankruptcy is immediately removed from all three of my credit reports, and that the credit bureaus are held accountable for failing to correct inaccurate information after being provided with clear evidence and dispute communications.
Frequently Asked Questions
What is Complaint #14627086 about?
Complaint #14627086 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-13T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.