Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14626236
Complaint Overview
Complaint ID: 14626236
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 30034
Date Received: 2025-07-13T12:00:00-05:00
Date Sent to Company: 2025-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I mailed a certified dispute letter to XXXX XXXX XXXX on XX/XX/year>, to their official address at XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX. This dispute was sent in accordance with FCRA XXXX ( a ) ( XXXX ) and FCRA XXXX, requesting investigation and validation of an account they are reporting. The XXXX tracking and certified receipt confirm that it was delivered and accepted. However, as of today, I have received no response, no validation, and no communication whatsoever from XXXX XXXX. Despite this failure to respond, they continue to report the account to the credit bureaus. This is a clear violation of the Fair Credit Reporting Act, as data furnishers must investigate consumer disputes and can not report unverifiable information. Resolution Requested : Immediate deletion of the XXXX XXXX tradeline from all credit bureaus Written confirmation of deletion Full compliance with FCRA XXXX ( a ) ( XXXX ) and FCRA XXXX Investigation into non-response after certified dispute was received
Frequently Asked Questions
What is Complaint #14626236 about?
Complaint #14626236 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-13T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.