Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14626185
Complaint Overview
Complaint ID: 14626185
Company: Barclays Bank Delaware
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: New Jersey
ZIP Code: 07601
Date Received: 2025-07-13T12:00:00-05:00
Date Sent to Company: 2025-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A fair and lawful resolution would be the immediate and permanent deletion of the account reported from all consumer reporting agencies ( XXXX XXXX and XXXX ). This deletion is warranted due to their failure to issue IRS Form 1099-C as required under 26 U.S. Code 6050P, and for violating my rights under the Fair Credit Reporting Act ( 15 U.S. Code 1681s-2 ( b ) ), by reporting inaccurate and unverifiable information. I also request a written confirmation from XXXX XXXX stating that the account has been deleted from all credit bureaus, and that they will cease and desist from further reporting or collection attempts related to this account.
Frequently Asked Questions
What is Complaint #14626185 about?
Complaint #14626185 was filed against Barclays Bank Delaware regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-13T12:00:00-05:00.
How did Barclays Bank Delaware respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Barclays Bank Delaware?
Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.