Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14626046
Complaint Overview
Complaint ID: 14626046
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New York
ZIP Code: 105XX
Date Received: 2025-07-13T12:00:00-05:00
Date Sent to Company: 2025-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I formally disputed these accounts, and in return, received only vague " verified '' responses a practice that fails to meet the legal standard established in XXXXXXXX XXXX Equifax, XXXX XXXX XXXX ( 7th Cir. 2007 ). I never received : Any method of verification ACDV documentation Reinvestigation summaries Source of verification FCRA compliance procedures Their failure to respond properly violates : FCRA 1681i ( a ) ( 1 ) ( A ) failure to reinvestigate with relevant info 1681i ( a ) ( 5 ) ( B ) failure to notify of reinsertion 1681i ( a ) ( 6 ) no written reinvestigation result 1681i ( a ) ( 7 ) no method of verification provided 1681s-2 ( b ) furnisher failed to conduct lawful investigation 1681e ( b ) failure to ensure maximum possible accuracy 1681n and 1681o civil liability for willful/negligent noncompliance
Frequently Asked Questions
What is Complaint #14626046 about?
Complaint #14626046 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-13T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.