Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14618440

Complaint Overview

Complaint ID: 14618440

Company: Nelnet, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: California

ZIP Code: 95660

Date Received: 2025-07-12T12:00:00-05:00

Date Sent to Company: 2025-07-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2025, I sent a Goodwill Adjustment Letter to Nelnet requesting the removal of a late payment from my student loan account that was reported on XXXXXXXX XXXX I explained that this was a one-time issue due to extenuating circumstances and that I had otherwise maintained a good payment history. As of now, I have not received a response from Nelnet. Im seeking assistance in having this late payment removed from my credit report.

Frequently Asked Questions

What is Complaint #14618440 about?

Complaint #14618440 was filed against Nelnet, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-12T12:00:00-05:00.

How did Nelnet, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Nelnet, INC.?

Yes, visit the Nelnet, INC. company profile at readthecomplaint.com/company/nelnet-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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