Debt collection -- Attempts to collect debt not owed -- Complaint #14618077
Complaint Overview
Complaint ID: 14618077
Company: Williams, Rush & Associates, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Texas
ZIP Code: 77584
Date Received: 2025-07-12T12:00:00-05:00
Date Sent to Company: 2025-07-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
1. XXXX XXXX XXXX, XXXX. ( Account ending in XXXX ) This account, closed with a {$0.00} balance on XX/XX/year>, is being reported with XXXX late payments in XXXX and XX/XX/year> on some reports. This appears inaccurate or unverifiable. Requested XXXX : Please verify or remove the late payment notations under FCRA 611 and ensure accuracy per FCRA 607 ( b ). 2. XXXX XXXX & XXXX ( Account ending in XXXX ) Reported as a collection account opened XX/XX/year> with a {$1500.00} balance. I have not received any debt validation. Requested Action : Require validation under FDCPA 809 and remove the item if not properly verified, per FCRA 611 and FDCPA 807.
Frequently Asked Questions
What is Complaint #14618077 about?
Complaint #14618077 was filed against Williams, Rush & Associates, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-07-12T12:00:00-05:00.
How did Williams, Rush & Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Williams, Rush & Associates, LLC?
Yes, visit the Williams, Rush & Associates, LLC company profile at readthecomplaint.com/company/williams-rush-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.