Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14585752
Complaint Overview
Complaint ID: 14585752
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33321
Date Received: 2025-07-10T12:00:00-05:00
Date Sent to Company: 2025-07-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a collection account that appears on my credit report from XXXX, account number : XXXX. This account is inaccurate because it is either not mine, has already been paid, is reported with incorrect information, or is the result of identity theft. I previously submitted a dispute to the credit bureaus and/or the collection agency, but the account was not corrected or removed. I am requesting CFPB 's assistance to investigate this matter and ensure compliance with the Fair Credit Reporting Act ( FCRA ). This negative reporting is causing harm to my credit, and I am requesting that the collection account be deleted or corrected immediately. Thank you for your help in resolving this issue.
Frequently Asked Questions
What is Complaint #14585752 about?
Complaint #14585752 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-10T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.