Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14585335
Complaint Overview
Complaint ID: 14585335
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Virginia
ZIP Code: 23601
Date Received: 2025-07-10T12:00:00-05:00
Date Sent to Company: 2025-07-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I have disputed a debt collection on my credit report ( Experian ), and they removed it. However, my score dropped XXXX points, and it only went up XXXX points after it was removed. XXXX has falsely reported my credit through a credit collection call from XXXX XXXX XXXX . I have tried to dispute XXXX XXXX XXXX through Equifax ( XXXX XXXX ), but it is not giving me any options to dispute XXXX XXXX XXXX. I want all three Credit bureaus to investigate what is going on with my credit reporting. My score has been fair, with the only payment I have on my report being XXXX, and I have paid on time every Month since XXXX. I should have more than 35 % pay history on time. The proof I have that my report is incorrect is that I filed a complaint against XXXX under XXXX XXXX XXXX with CFPB ( XXXX ). XXXX has not reached out to me, and I have filed a complaint with the FCC ( Ticket # XXXX ). In the last few months, I have cleaned up my debt on my report, so I should have a higher FICO score. Under the Fair Credit Reporting Act, I should have a credit report that is correct. Currently, it is not accurate. Experian is showing XXXX as a negative impact when the other Credit Bureaus have XXXX as good standing.
Frequently Asked Questions
What is Complaint #14585335 about?
Complaint #14585335 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.