Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14585137
Complaint Overview
Complaint ID: 14585137
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Texas
ZIP Code: 77009
Date Received: 2025-07-10T12:00:00-05:00
Date Sent to Company: 2025-07-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint because multiple unauthorized credit inquiries are appearing on my credit reports, and my previous disputes sent directly to Transunion regarding these inquiries were completely ignored. I did not receive any acknowledgment, results, or documentation proving these inquiries were authorized by me or that they were made with a valid permissible purpose. I submitted written disputes and specifically requested proof that I granted permission for the following companies to access my credit report, as well as documentation showing the inquiries had a legitimate purpose : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] I am now submitting this complaint to the CFPB because the credit bureaus have failed to investigate or respond appropriately. I have attached the dispute letters I previously sent as evidence. I believe this neglect violates my rights under the Fair Credit Reporting Act ( FCRA ), and I am requesting your help in getting this matter properlyaddressed.
Frequently Asked Questions
What is Complaint #14585137 about?
Complaint #14585137 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.