Debt collection -- False statements or representation -- Complaint #14561487

Complaint Overview

Complaint ID: 14561487

Company: Bridgecrest Acceptance Corporation

Product: Debt collection

Sub-Product: Auto debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: North Carolina

ZIP Code: 275XX

Date Received: 2025-07-09T12:00:00-05:00

Date Sent to Company: 2025-07-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

on XX/XX/2025 I paid the amount that the company said I owed. they then processed the payment and applied it. They then attempted to charge me fraudulent fees against NC law and apply the already processed payment to these fraudulent fees. when I asked for itemized charges, they refused to provide them. the company representatives used abusive language, made fun of my XXXX, and harassed me when I attempted to contact the company about the matter.

Frequently Asked Questions

What is Complaint #14561487 about?

Complaint #14561487 was filed against Bridgecrest Acceptance Corporation regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-07-09T12:00:00-05:00.

How did Bridgecrest Acceptance Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bridgecrest Acceptance Corporation?

Yes, visit the Bridgecrest Acceptance Corporation company profile at readthecomplaint.com/company/bridgecrest-acceptance-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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