Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14511677
Complaint Overview
Complaint ID: 14511677
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30044
Date Received: 2025-07-07T12:00:00-05:00
Date Sent to Company: 2025-07-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am filing this complaint against Equifax for reporting an address on my credit report that is completely inaccurate and unrelated to me. Despite this being a clear violation of my rights under the Fair Credit Reporting Act ( FCRA ), Equifax has failed to remove the incorrect information. The following address is being reported on my Equifax credit report : XXXX XXXX XXXX, XXXX XXXX, TX XXXX This address is not and has never been associated with me in any capacity. I have never lived at or been connected to this location. Including this incorrect address on my report violates FCRA Section 607 ( b ) [ 15 U.S.C. 1681e ( b ) ], which requires credit reporting agencies to maintain maximum possible accuracy in the information they report. This kind of inaccuracy can lead to misidentification, improper association of accounts or inquiries, and negative impacts on my creditworthiness. I submitted a formal dispute to Equifax and requested the removal of this address, but it remains on my file, showing a failure to comply with the reinvestigation requirements under FCRA Section 611 ( a ) [ 15 U.S.C. 1681i ]. I request that the CFPB investigate Equifaxs failure to maintain accurate reporting and require them to delete this incorrect address from my file. I also ask that Equifax issue a corrected credit report and confirm the removal in writing. Thank you for your assistance in this matter.
Frequently Asked Questions
What is Complaint #14511677 about?
Complaint #14511677 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-07T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.