Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14510839
Complaint Overview
Complaint ID: 14510839
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: North Carolina
ZIP Code: 27609
Date Received: 2025-07-07T12:00:00-05:00
Date Sent to Company: 2025-07-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/2025 Dear CFPB, This letter is a formal dispute of incorrect student loan information reported by XXXX XXXX XXXX XXXX on my credit report. As outlined in the Fair Credit Reporting Act ( FCRA ) and based on the recent class action lawsuit ( XXXX XXXX XXXX ), XXXX is under legal scrutiny for miscalculating repayment plans and reporting inaccurate data to credit bureaus. The specific issues I dispute include : - Incorrect payment amounts - False delinquency or default statuses - Inaccurate current balances - Continued reporting of outdated or unverifiable account information This has significantly and unfairly damaged my credit profile. Under FCRA 1681s-2 and 15 U.S. Code 1681i, you are required to investigate and remove any unverifiable, inaccurate, or incomplete information within 30 days. I request that this account be : 1. Fully validated and corrected based on accurate repayment terms. 2. Removed immediately if unverifiable or found to be inaccurate. 3. Adjusted to remove any late or incorrect remarks caused by mismanagement. Enclosed you will find a highlighted copy of my credit report, my government-issued ID, and proof of address. This letter is to escalate the matter through the Consumer Financial Protection Bureau ( CFPB ). I expect confirmation of this dispute and its resolution in writing within 30 days as mandated by law. Thank you for your prompt response. Sincerely,
Frequently Asked Questions
What is Complaint #14510839 about?
Complaint #14510839 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-07T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.