Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14500832
Complaint Overview
Complaint ID: 14500832
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33324
Date Received: 2025-07-05T12:00:00-05:00
Date Sent to Company: 2025-07-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint because Equifax is reporting fraudulent information on my credit report, including fraudulent accounts and an incorrect address, which is a clear indication that they are failing to fulfill their legal obligations and do not respect my rights as a consumer. I am a documented victim of identity theft as a result of the widely known Equifax and XXXX data breaches, which exposed my personal information and left me vulnerable to fraud. Under the * * Fair Credit Reporting Act ( FCRA ) * *, specifically 15 U.S.C. 1681c-2 ( a ), consumer reporting agencies are required to block fraudulent information from a consumer 's credit file once they have been provided with appropriate documentation. I have already sent Equifax all necessary documentation, including : * A copy of my government-issued identification * A copy of my Social Security Card * A utility bill confirming my current and only valid address * An * * FTC Identity Theft Report * * Despite providing this documentation, Equifax has failed to remove the fraudulent information from my credit file, which includes unauthorized accounts that I did not open or authorize. In addition to this, Equifax is also reporting an incorrect address on my credit report * *, an address that I have never lived at or been associated with. This further reflects their lack of proper investigation and disregard for my rights. Their failure to act is a direct violation of * * 15 U.S.C. 1681c-2 ( a ) * * and demonstrates a failure to maintain accurate and fair reporting practices, as required by law. Their continued reporting of false information, including both fraudulent accounts and the incorrect address, has caused me financial harm, stress, and reputational damage. I am requesting that the CFPB intervene and ensure that Equifax : 1. Complies with 15 U.S.C. 1681c-2 ( a ) 2. Immediately deletes all fraudulent accounts from my credit report 3. Removes the incorrect address from my credit file 4. Updates my report to reflect only accurate, verified information Thank you for your attention to this matter and for assisting me in protecting my rights as a consumer.
Frequently Asked Questions
What is Complaint #14500832 about?
Complaint #14500832 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.