Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14499044
Complaint Overview
Complaint ID: 14499044
Company: Cl Holdings LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Louisiana
ZIP Code: 70072
Date Received: 2025-07-06T12:00:00-05:00
Date Sent to Company: 2025-07-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft and multiple fraudulent accounts have been reported on my credit reports with XXXX XXXX XXXX XXXX. These accounts were opened without my knowledge or consent. I have already submitted formal disputes to each credit bureau and have requested debt validation from the companies, but these items continue to appear on my reports. This is a violation of my rights under the Fair Credit Reporting Act ( FCRA ), specifically Section 605B, which protects victims of identity theft. The companies involved include : Jefferson Capital Systems ( {$500.00}, {$1100.00} ) XXXX XXXX XXXX ( 2 accounts, {$1000.00} & {$1100.00} ) XXXX XXXX XXXX ( {$1800.00} ) XXXXXXXX XXXX ( {$910.00} ) XXXX XXXX XXXX ( {$500.00} ) XXXX XXXX XXXX XXXX XXXX {$2000.00} ) XXXX XXXX XXXX XXXX XXXX {$510.00} ) XXXX XXXX XXXX XXXX {$310.00} ) I am requesting the CFPB to investigate and ensure these accounts are removed from my credit reports. These debts are not mine. I am attaching supporting documents including my ID and letters submitted to the credit bureaus. Please help enforce my rights under federal law and assist in getting these accounts permanently removed.
Frequently Asked Questions
What is Complaint #14499044 about?
Complaint #14499044 was filed against Cl Holdings LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-06T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.