Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14498493
Complaint Overview
Complaint ID: 14498493
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30331
Date Received: 2025-07-06T12:00:00-05:00
Date Sent to Company: 2025-07-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Identity Theft, Personal Information Errors, and Inaction by Credit Bureaus Complaint Summary : I am submitting this complaint to report a serious and ongoing issue involving inaccurate and outdated personal information on my credit reports, failure to correct disputed items, and signs of potential identity theft. Despite multiple requests submitted to TransUnion, Experian, Equifax, and XXXX, the credit bureaus have failed to correct or remove erroneous personal data and to adequately respond to identity theft concerns. Details of the Issue : Outdated and Incorrect Personal Information : Credit bureaus continue to report multiple outdated addresses, incorrect variations of my legal name, and employer information that is either incorrect or no longer applicable. I have no access to many of the listed addresses and have formally requested their deletion due to suspected identity theft and fraud. Inconsistent Reporting Across Bureaus : Discrepancies were found in : Account numbers reported differently by each bureau. Payment statuses that conflict between reports. Differing employer histories and residential addresses. These inconsistencies suggest potential fraudulent activity or negligent handling of my data. Failure to Properly Investigate and Respond : I submitted formal disputes and identity theft documentation ( including an FTC Identity Theft Report and police report ) requesting removal of fraudulent data. The credit bureaus failed to : Block the disputed accounts per FCRA Section 605B. Provide the method of verification for the disputed entries. Update or remove inaccurate personal information. Impact of Previous Data Breaches : I was affected by major data breaches, including : Equifax ( XXXX ) XXXX ( XXXX ) Experian ( XXXX ) These breaches likely contributed to the misuse of my personal data and the creation of fraudulent accounts in my name. Legal Violations Cited : FCRA 1681i ( a ) ( XXXX ) : Failure to provide method of verification. FCRA 1681c-2 : Failure to block fraudulent information. FCRA 1681b ( g ) : Inadequate data protection. FCRA 1681s-2 : Inaccurate reporting by furnishers.
Frequently Asked Questions
What is Complaint #14498493 about?
Complaint #14498493 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.