Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14498374
Complaint Overview
Complaint ID: 14498374
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 90046
Date Received: 2025-07-06T12:00:00-05:00
Date Sent to Company: 2025-07-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft. TransUnion is currently reporting fraudulent data on my credit file, including unauthorized accounts and hard inquiries that I never applied for, authorized, or initiated. Specifically, I am disputing the following items : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Inquiry dated XX/XX/XXXX This is not a misunderstanding or a question of accuracy it is identity theft. I discovered this in XX/XX/XXXX. On XX/XX/XXXX, I submitted a full 605B identity theft block request to TransUnion. It included : FTC Identity Theft Report Government-issued photo ID Social Security card Proof of address A current credit report identifying the fraudulent entries Under federal law, TransUnion is legally obligated to block this information within XXXX business days of receipt. That deadline is XX/XX/XXXX. Per FCRA 605B ( c ) ( 1 ), TransUnion has no discretion. No reinvestigation is permitted. No furnisher confirmation is required. TransUnion must comply. If it fails to do so, it is not just negligent it is in willful violation of federal law, subject to immediate civil liability under 616 and 617. I am documenting this complaint with full expectation of enforcement. Failure to comply will escalate to legal action.
Frequently Asked Questions
What is Complaint #14498374 about?
Complaint #14498374 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.