Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14497726
Complaint Overview
Complaint ID: 14497726
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 77414
Date Received: 2025-07-06T12:00:00-05:00
Date Sent to Company: 2025-07-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Texas XXXX XXXX ( XXXX ) XXXX XX/XX/year> Consumer Financial Protection Bureau XXXX. XXXX XXXX Washington XXXX DC XXXX Subject : Identity Theft Dispute Under XXXX U.S.C. XXXX Request for Blocking of Fraudulent Information Dear Consumer Financial Protection Bureau XXXX XXXX am writing to formally submit a complaint and dispute fraudulent information appearing on my consumer credit file, as permitted under XXXX U.S.C. XXXX. I am a victim of identity theft, and despite notifying the relevant credit reporting agencies and creditors, certain information derived from the identity theft remains uncorrected or unblocked. In accordance with XXXX U.S.C. XXXX, I am requesting the blocking of all information resulting from the identity theft. I have provided the following documentation : XXXX. A copy of a valid government-issued photo identification ; XXXX. Proof of residence ( e.g., utility bill or lease agreement ) ; XXXX. A copy of the identity theft report I filed with [ e.g., local police department or FTC XXXX ], XX/XX/year> XXXX. A written statement identifying the fraudulent accounts or transactions that resulted from the identity theft and are inaccurately listed in my credit report. The accounts in question are as follows : Creditor Name : XXXX XXXX Collect Account Number : XXXX Status : Opened fraudulently, never authorized or initiated by me Creditor Name : XXXX XXXX Auto Finance Account Number : XXXX Status : Opened fraudulently, never authorized or initiated by me XXXX XXXX XXXX Account Number : XXXX Status : Opened fraudulently, never authorized or initiated by me XXXX XXXX XXXX Account Number : XXXX Status : Opened fraudulently, never authorized or initiated by me XXXX XXXX XXXX Account Number : XXXX Status : Opened fraudulently, never authorized or initiated by me Under XXXX U.SXX/XX/XXXXC. XXXX ( a ), I have the right to request that consumer reporting agencies block the reporting of any information that resulted from identity theft, provided that I have supplied appropriate proof of the identity theft, which I have included herein. Despite my previous disputes with [ Experian/Equifax/TransUnion or the creditor ], the fraudulent data has not been removed or blocked. I request that the CFPB take action to ensure my rights are protected and that these errors are corrected in a timely manner. Please confirm receipt of this complaint and advise me of any further steps required. I appreciate your assistance in this urgent matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14497726 about?
Complaint #14497726 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.