Debt collection -- Attempts to collect debt not owed -- Complaint #14472842
Complaint Overview
Complaint ID: 14472842
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Florida
ZIP Code: 33023
Date Received: 2025-07-04T12:00:00-05:00
Date Sent to Company: 2025-07-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XX/XX/year> TransUnion XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Subject : Cease and Desist Demand Regarding Collection Activity on Charge-Off Account To Whom It May Concern, I am writing to formally demand that you cease all communication and collection efforts regarding the alleged debt associated with the account referenced below, which has been charged off. Account Reference : XXXX XXXX XXXX XXXX Account Number : XXXX Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), I am exercising my right to request that you immediately cease all communication with me regarding this matter. This includes, but is not limited to, phone calls, letters, emails, or any other form of contact. Please be advised of the following : XXXX. I dispute the validity of the alleged debt and request no further contact. XXXX. The account in question has been charged off, and I am under no legal obligation to engage with you regarding this matter. XXXX. Any continued contact after receipt of this letter will be considered a violation of the FDCPA and may result in legal action being taken against your organization. I respectfully request written confirmation that you have received this notice and that no further collection attempts or communications will be made regarding this matter. Thank you for your immediate attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #14472842 about?
Complaint #14472842 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-07-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.