Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14472780
Complaint Overview
Complaint ID: 14472780
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Ohio
ZIP Code: 43219
Date Received: 2025-07-04T12:00:00-05:00
Date Sent to Company: 2025-07-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
With all of the data breaches happening I believe companies have exposed my information as well. I reviewed my credit report and as a concern I wanted to ensure I addressed any misrepresentations of my credit report. As a result I want to bring these inquiries to the CFPB 's attention and use you all as a third party to address my concerns directly with the credit bureau. For some reason they continue to state inquiries are a factual item when in deed that is untrue. I am requesting that permissible purpose be provided in order for the following inquiries to report below : XXXX XXXXXXXX inquiry : An unauthorized inquiry on the credit report. Fix or delete inaccurate inquiry. XXXXXXXX XXXX XXXX XXXXXXXX inquiry : Inaccurate unauthorized inquiry on the credit report. I need this deleted ASAP. XXXX inquiry : The inquiry referenced was not authorized by me. This is bothering me. Please help and delete this.
Frequently Asked Questions
What is Complaint #14472780 about?
Complaint #14472780 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-04T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.