Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14472765
Complaint Overview
Complaint ID: 14472765
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Kentucky
ZIP Code: 42701
Date Received: 2025-07-04T12:00:00-05:00
Date Sent to Company: 2025-07-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
When I reviewed my credit report, I discovered that some of the information was erroneous. The 3 credit bureaus must validate these accounts in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not authorized to fail to validate this reporting account as unverified information without providing any proof within the period allowed by law. The following accounts need to investigate the erroneous reporting in my file and are listed on my credit report. XXXX XXXX XXXX Balance : {$5800.00} Last activity XX/XX/XXXX, Late 30 days XXXX XXXX, 60 days late XXXX XXXX XXXX, 90 days late XXXX XXXX and 120 days late XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX Balance {$19000.00} Last activity XX/XX/XXXX, Late 30 days XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX Balance {$0.00} Last activity XX/XX/XXXX, Late 60 days XX/XX/XXXX and XXXX XXXX XXXX XXXXXXXX Balance : {$0.00}.
Frequently Asked Questions
What is Complaint #14472765 about?
Complaint #14472765 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-07-04T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.