Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #14472536
Complaint Overview
Complaint ID: 14472536
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Puerto Rico
ZIP Code: 00957
Date Received: 2025-07-04T12:00:00-05:00
Date Sent to Company: 2025-07-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX is reporting a collection account on my credit report without my knowledge or authorization. This account was opened on XX/XX/year>, with a balance of {$1200.00}. I was never notified of this debt, nor was I given the opportunity to validate or dispute it before it was added to my report. Under the Fair Credit Reporting Act, specifically 15 U.S.C. 1681b and 604 ( a ) ( 2 ), a consumer reporting agency may not include or share information without my written authorization. I am requesting that this account be immediately removed from my credit report, as I do not recognize the debt and believe my consumer rights have been violated.
Frequently Asked Questions
What is Complaint #14472536 about?
Complaint #14472536 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-07-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.