Debt collection -- False statements or representation -- Complaint #14472163
Complaint Overview
Complaint ID: 14472163
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Louisiana
ZIP Code: 707XX
Date Received: 2025-07-04T12:00:00-05:00
Date Sent to Company: 2025-07-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have written a little multiple times no one has responded with any details about this account. The balance thats reporting to my credit. Bureaus are incorrect and I would like for it to be removed. I am writing to formally dispute the validity of the collection account listed below on my credit report, in accordance with my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et This account is being reported inaccurately. I am requesting that you : 1. Provide full validation of this debt, including : The original creditors name and contact information The full account history and itemization of the amount claimed A copy of any contract or agreement bearing my signature proving I am legally obligated 2. If you can not provide this documentation, delete this collection from my credit report immediately as required under FCRA 611 ( 15 U.S.C. 1681i ). Additionally, please provide me with the name, address, and telephone number of the original creditor if different from the current collector. Under the FCRA, you are required to complete your investigation within 30 days of receipt of this dispute. Please send your written response to the address listed above. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #14472163 about?
Complaint #14472163 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-07-04T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.